Top 10 Tax Planning Mistakes People Make After Filing Their Return
The most common tax planning mistakes people make right after filing their ITR, from unverified returns to permanently lost loss carry-forwards.
The most common tax planning mistakes people make right after filing their ITR, from unverified returns to permanently lost loss carry-forwards.
Does it matter if you start a SIP at a market high or low? Research findings, a verified simulation, and what actually drives long-term SIP returns.
Sectoral funds vs diversified funds compared: the SEBI 80% concentration mandate, the manager lock-in problem, real sector volatility data, and why entry timing matters so much.
Self-occupied vs let-out property tax treatment for FY 2025-26, plus the strategic question of which two houses to declare self-occupied after the Finance Act 2025 change.
Multi cap vs flexi cap funds compared: the SEBI 25-25-25 rule, why the flexi cap category was created, risk during market downturns, and a worked example.
Revised ITR vs rectification request explained for FY 2025-26: which fixes your own errors, which fixes department errors, current deadlines, and the new revision fee.
Index funds vs actively managed funds compared: the expense ratio gap, the April 2026 TER reform, SPIVA India Year-End 2025 underperformance data, and a 20-year worked example.
Large cap vs mid cap vs small cap funds compared: SEBI’s ranking-based classification, minimum allocation mandates, risk and volatility, and why the tax treatment is identical across all three.
Bonds vs debentures vs FD taxation compared for FY 2025-26: TDS thresholds under Sections 193 and 194A, capital gains rates, and the new SGB exemption rule effective April 2026.
HUF vs individual vs firm tax compared for FY 2025-26: slab structures, the Section 87A gap HUFs don’t get, partner remuneration under Section 40(b), and a worked example.