Your Guide to Smarter Personal Finance in India
From income tax filing to investments – simplified by an MBA Finance expert with 7 years of experience.
“I started FinLecture to make Indian income tax and personal finance genuinely simple – not dumbed down, but practically explained for working professionals.“
Diksha Chawla
Founder, FinLecture
MBA in Finance
What We Cover
Finance Calculators – Simplify Your Financial Planning
Investment & Tax Calculators
Make informed financial choices with calculators designed to help you plan investments, estimate returns, and manage taxes efficiently. From Stock Average Calculator to Mutual Fund Return Calculator, we provide the tools you need to stay ahead.
Loan & Salary Calculators
Take control of your loans and salary benefits with precise calculations. Whether it’s a Home Loan EMI Calculator, HRA Calculator, or Gratuity Calculator, our tools help you plan your finances with confidence.
Latest Finance Guides
Two Home Loans: Tax Benefits on First vs Second Property 2026
Two home loans, two sets of tax rules for FY 2025-26: interest deduction caps, the shared Section 80C limit, and the first-home-only benefit your second loan can never claim.
SWP vs Dividend Option: Tax Comparison 2026
SWP vs dividend option tax compared for FY 2025-26: only gains are taxed in an SWP, the full payout is taxed under IDCW, with a Python-verified worked example.
Best Tax-Free Investment Options in India
The best fully tax-free investment options in India for FY 2025-26, properly ranked, with the thresholds that quietly make some only partly tax-free.
Thematic Funds vs Sectoral Funds: What is the Difference 2026
Thematic vs sectoral funds compared: SEBI’s February 2026 split into separate categories, real fund examples, and whether thematic funds are genuinely less risky.
Top 10 Deductions Most Salaried Employees Forget to Claim in 2027
The most commonly missed tax deductions for salaried employees, from savings account interest and disability deductions to pre-construction home loan interest.
Section 80CCG Rajiv Gandhi Equity Scheme: Is It Still Available 2027
Section 80CCG and the Rajiv Gandhi Equity Savings Scheme were discontinued in 2017. Here is what it was, why it ended, and what to use instead today.