Mutual Funds vs PPF: Long-Term Wealth Comparison
Mutual funds vs PPF compared across returns, risk, liquidity, loans, taxation, and retirement planning fit, with a full worked example over 15 years.
Mutual funds vs PPF compared across returns, risk, liquidity, loans, taxation, and retirement planning fit, with a full worked example over 15 years.
Ten practical ways to cut mutual fund investment costs in India, from direct plans to the new 2026 TER unbundling, each verified with real numbers.
Cost of acquisition rules for inherited property: why your cost is the previous owner’s, not zero, the pre-2001 fair market value option, and why getting this wrong usually means underpaying, not overpaying.
Dividend income tax vs capital gains tax on mutual funds: why the Growth plan defers tax and IDCW does not, for investors still accumulating wealth.
Capital gains exemption under Section 54B vs Section 54D compared: who can claim each, what triggers them, reinvestment windows, and a worked example.
Section 80U vs Section 80DD compared: whose disability qualifies, the two ways to claim 80DD, and why you cannot double-claim the same disabled person.
Section 80GGC tax deduction for political party donations explained: eligibility, documentation, and the active CBDT crackdown on false claims.
Rent without agreement vs with agreement for HRA claims: when the difference actually matters, and when Section 194-IB TDS makes it irrelevant.
The 10 mutual fund types every Indian investor should understand before investing, from equity, debt, and hybrid to sectoral, thematic, ELSS, and liquid funds.
Rental income vs capital gain on sale compared for FY 2025-26: annual slab-rate tax vs one-time flat 12.5% LTCG, with a Python-verified worked example.