Calculate Monthly Instalments Online – FinLecture
Bandhan Bank Personal Loan EMI Calculator
Principal Amount
₹10,00,000
Total Interest
₹0
Total Amount
₹0
Bandhan Bank Personal Loan EMI Calculator
Avail up to ₹15 Lakhs | Flexible Tenure up to 5 Years | Instant EMI Calculation
Bandhan Bank offers personal loans up to ₹15 lakhs with repayment tenures of up to 5 years and quick disbursal within 2 days of approval. Repaying through Equated Monthly Instalments (EMIs) ensures structured repayment. To plan your finances effectively, use FinLecture’s Bandhan Bank Personal Loan EMI Calculator—a free, user-friendly tool to estimate your monthly payments accurately.
What is the Bandhan Bank Personal Loan EMI Calculator?
The Bandhan Bank Personal Loan EMI Calculator is an online tool designed to compute your monthly repayment amount (EMI) based on your loan amount, tenure, and interest rate. It eliminates manual errors and provides instant results, helping you:
- Budget smarter by forecasting monthly EMIs.
- Compare loan scenarios by adjusting tenure, amount, or rates.
- Plan repayments with a detailed amortization schedule.
How to Use FinLecture’s Bandhan Bank EMI Calculator
- Enter Loan Amount: Input your desired loan principal (up to ₹15 lakhs).
- Select Tenure: Choose repayment duration (12–60 months).
- Input Interest Rate: Check Bandhan Bank’s current rate for your profile.
- View Results: Get instant EMI, total interest payable, and amortization breakdown.
Bandhan Bank EMI Calculation Formul
The calculator uses the standard EMI formula:
EMI = [P × r × (1+r)^n] / [(1+r)^n−1]
Where:
- P = Principal Loan Amount
- r = Monthly Interest Rate (Annual Rate ÷ 12)
- n = Tenure in Months
Example: Calculate EMI for ₹10 Lakhs at 10.5% Interest
| Loan Amount | Tenure | Interest Rate | EMI | Total Interest |
|---|---|---|---|---|
| ₹10,00,000 | 4 Years | 10.5% p.a. | ₹25,609 | ₹2,29,232 |
Amortization Schedule Snapshot
| Year | Principal Paid (₹) | Interest Paid (₹) | Remaining Loan (₹) |
|---|---|---|---|
| 1 | 1,85,632 | 95,762 | 8,14,368 |
| 2 | 2,05,921 | 75,473 | 6,08,447 |
| 3 | 2,28,455 | 52,939 | 3,79,992 |
| 4 | 2,53,747 | 27,647 | 0 |
Why Use FinLecture’s EMI Calculator?
✅ Accurate Results: Eliminate manual errors with algorithmic precision.
✅ Financial Clarity: Visualize interest vs. principal splits yearly.
✅ Free & Unlimited Access: Test multiple loan scenarios without restrictions.
✅ Mobile-Friendly: Use seamlessly on any device.
Bandhan Bank Personal Loan Key Features
- Loan Amount: ₹50,000 – ₹15 Lakhs
- Tenure: 12–60 Months
- Quick Disbursal: Within 48 hours of approval
- Competitive Rates: Starting at 10.5% p.a.
FAQs
Q1. Is the FinLecture EMI Calculator free to use?
Yes! Our calculator is 100% free with no hidden charges.
Q2. Do I need a Bandhan Bank account to use the calculator?
No. The tool is open to everyone, regardless of their bank.
Q3. How accurate are the results?
Results are based on Bandhan Bank’s current rates. Final EMI may vary slightly due to processing fees or credit profile.
Q4. What details do I need to calculate EMI?
Just three inputs: loan amount, tenure, and interest rate.
Q5. Can I adjust tenure after EMI calculation?
Yes! Re-calculate instantly by modifying any field.