Axis Atlas Credit Card: A Premium Travel Card
If you are a frequent traveler looking for a credit card that rewards your wanderlust, the Atlas Credit Card might be the perfect fit for you. Offered by Axis Bank, the Axis Atlas Credit Card is designed to provide exceptional travel benefits, rewarding users with miles, airport lounge access, and more. In this Atlas Credit Card review, we’ll explore its features, benefits, and whether it’s worth getting.
What is an Atlas Credit Card?
The Atlas Credit Card, issued by Axis Bank, is a premium travel credit card that offers accelerated reward points on travel-related expenses. It operates on the Mastercard network, making it widely accepted worldwide. The card is particularly beneficial for individuals who frequently book flights, hotels, and other travel-related services.
Reward Benefits
- 5 EDGE Miles per Rs. 100 spent on monthly travel spends up to Rs. 2 Lakh
- 2 EDGE Miles per Rs. 100 spent across monthly travel spends above Rs. 2 Lakh
- 2 EDGE Miles per Rs. 100 spent across all categories.
Reward Redemption
You can redeem your accumulated reward points with Axis ATLAS, in the following ways:
- Axis Travel EDGE: Redeem to book flights, hotels and experiences via Axis Travel EDGE platform in the ratio of 1:1 (1 EDGE mile = Rs. 1)
- Points-to-Miles Conversion: Convert EDGE miles into partner miles or hotel loyalty points with select partner airlines and hotels. Click here to check the list of partners.
Here, 1 EDGE Mile = 2 Partner Points, except for Marriott Bonvoy where 2 EDGE Miles = 1 Marriott Bonvoy Point. You can redeem a total of 1.5 Lakh reward points in a year, maximum 30,000 EDGE Miles for Group A partners and 1,20,000 EDGE Miles for Group B partners in a year.
Axis Atlas: Fees & Charges
| Fee Type | Amount |
|---|---|
| Joining Fee | Rs. 5,000 |
| Annual Fee | Rs. 5,000 |
| Finance Charges | 3.75% per month |
| Late Payment Charges | For Statement Balance:Less than Rs. 500NilFrom Rs. 501 to Rs. 5,000Rs. 500From Rs. 5,001 to Rs. 10,000Rs. 750Greater than Rs. 10,000Rs. 1,200 |
Savings on Axis Atlas Credit Card
Using Axis Atlas Credit Card, cardholders can earn significant EDGE Miles which are valued at Rs. 1 for booking tickets via Axis Bank’s Travel EDGE Platform. Let’s understand total EDGE Mile earnings for a cardholders belonging to different tiers.
Silver Tier
| Category | Total Spending (in Rs.) | EDGE Miles Earning |
| Online shopping | 1,00,000 | 2,000 |
| Grocery | 45,000 | 900 |
| Travel (5 EDGE Miles/Rs. 100) | 1,20,000 | 6,000 |
| Offline shopping | 20,000 | 400 |
| Entertainment | 15,000 | 300 |
| Bonus Points (Milestone) | – | 2,500 |
| Total | 3,00,000 | 12,100 |
Gold Tier
| Category | Total Spending (in Rs.) | EDGE Miles Earning |
| Online Shopping | 2,70,000 | 5,400 |
| Grocery | 1,00,000 | 2,000 |
| Travel (5 EDGE Miles/Rs. 100) | 2,50,000 | 11,000 |
| Offline Shopping | 70,000 | 1,400 |
| Entertainment | 60,000 | 1,200 |
| Bonus Points (Milestone) | – | 5,000 |
| Bonus Points (Annual) | – | 2,500 |
| Total | 7,50,000 | 28,500 |
Platinum Tier
| Category | Total Spending (in Rs.) | EDGE Miles Earning |
| Online shopping | 5,00,000 | 10,000 |
| Grocery | 3,00,000 | 6,000 |
| Travel (5 EDGE Miles/Rs. 100) | 3,00,000 | 12,000 |
| Offline shopping | 2,00,000 | 4,000 |
| Movies | 50,000 | 1,000 |
| Health and Wellness | 1,50,000 | 3,000 |
| Bonus Points (Milestone) | – | 10,000 |
| Bonus Points (Annual) | – | 5,000 |
| Total | 15,00,000 | 51,000 |
Now, since you have reached the Platinum Tier, you would also have availed the benefits of Silver and Gold Tiers, thereby increasing your overall benefits. For example, the total milestone bonus EDGE Miles would be 2,500 for Silver, 5,000 for Gold and 10,000 for Platinum, making your total earnings 17,500 EDGE Miles
Is the Atlas Card Legit?
Yes, the Atlas Credit Card is completely legit. It is issued by Axis Bank, one of India’s leading banks, and operates on the Mastercard network. It is a highly rated card for travel enthusiasts due to its extensive benefits and rewards structure.
Should You Get the Axis Atlas Credit Card?
The Axis Atlas Credit Card is ideal for individuals who:
- Travel frequently and want to earn reward miles on their bookings.
- Need complimentary airport lounge access.
- Spend a significant amount on travel-related purchases.
- Want a premium travel card with exclusive benefits.
However, if you rarely travel or prefer cashback-based rewards, you may want to consider alternative credit cards that better suit your spending habits.
Conclusion
The Atlas Credit Card is a great option for travelers looking to maximize their spending on travel-related expenses. With reward miles, lounge access, and milestone benefits, it provides excellent value for frequent flyers. If you are considering a travel credit card, the Axis Atlas Credit Card is definitely worth exploring.
Would you like to apply for the Atlas Mastercard? Check your eligibility and apply today to start earning travel rewards!
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FAQs About Atlas Credit Card
1. What is the annual fee for the Axis Atlas Credit Card?
The annual fee varies but is generally around ₹5,000 plus taxes. It may be waived upon reaching certain spending thresholds.
2. Can I use the Atlas Credit Card for international transactions?
Yes, it is a Mastercard, widely accepted globally, and has competitive foreign exchange rates.
3. How do I redeem my Atlas Credit Card rewards?
You can redeem EDGE Miles for flights, hotel bookings, and other travel-related expenses through Axis Bank’s rewards portal.
4. Does the card provide complimentary travel insurance?
Yes, the card includes travel insurance covering trip cancellations, lost baggage, and medical emergencies.
5. Is the Axis Atlas Credit Card good for everyday spending?
While it offers rewards on all spending, it provides the best value for travel-related purchases.
