ITR Refund Status AY 2026-27: How to Check, Track & Fix Delays
Filed your ITR and expecting a refund? You can track your income tax refund status online in minutes. This guide shows you the exact steps to check refund status for AY 2026-27, how long refunds take, what to do if it’s delayed, and how to raise a refund reissue request.
⚡ ITR Refund – Quick Facts
- Typical timeline: 20-45 days after ITR is processed (e-verified)
- Refund interest: 6% per annum if refund exceeds 10% of assessed tax (Section 244A)
- Check status at: incometax.gov.in or NSDL/TIN portal
- Refund credited to: Pre-validated bank account linked to PAN
How to Check ITR Refund Status on Income Tax Portal
- Visit incometax.gov.in and log in with your PAN and password
- Go to e-File → Income Tax Returns → View Filed Returns
- Select the relevant Assessment Year (e.g., AY 2026-27)
- Click on the ITR form filed – you will see the current refund status
How to Check ITR Refund Status on NSDL/TIN Portal
- Visit tin.tin.nsdl.com
- Enter your PAN number
- Select the Assessment Year from the dropdown
- Enter the captcha and click Submit
- Your refund status, amount, and mode of payment will be displayed
ITR Refund Status – What Each Status Means
| Status Message | What It Means |
|---|---|
| Refund Determined | IT department has confirmed refund – will be credited soon |
| Refund Paid | Refund has been credited to your bank account |
| No Demand / No Refund | Tax was exactly right – no refund due, no additional demand |
| Refund Failed | Bank account incorrect/not validated – need to raise refund reissue |
| ITR Under Processing | Return is being processed – refund not yet determined |
| Demand Raised | Department found additional tax due – check notice in portal |
How Long Does ITR Refund Take?
After you e-verify your ITR (via Aadhaar OTP / net banking), the typical timeline is:
- Verification: Instant (after e-verification)
- ITR Processing: 7-30 days from e-verification
- Refund Credit: 5-15 days after processing completion
- Total timeline: Usually 20-45 days from e-verification date
Paper verification (sending ITR-V to CPC Bengaluru) takes longer – up to 60-90 days. Always prefer e-verification for faster refund.
Refund Interest – Section 244A
If the IT department takes too long to issue your refund, you’re entitled to interest on the refund amount:
- Interest rate: 6% per annum (0.5% per month)
- Applicable when refund exceeds 10% of tax assessed
- Computed from April 1 (or date of excess payment) to the date of refund
- Refund interest is taxable in your hands in the year you receive it
What to Do If Refund is Delayed or Failed
Step 1: Check ITR Processing Status
Login to incometax.gov.in → e-File → Income Tax Returns → View Filed Returns. If status shows “Under Processing,” the refund hasn’t been determined yet. Wait for processing to complete.
Step 2: Verify Bank Account Pre-Validation
Most refund failures happen due to incorrect bank account details. Ensure your bank account is pre-validated and linked to PAN: Go to Profile → My Bank Account → Pre-validate account and ensure status shows “Validated.”
Step 3: Raise Refund Reissue Request
If refund shows “Failed,” raise a reissue request:
- Login to incometax.gov.in → Services → Refund Reissue
- Select the assessment year and ITR acknowledgement number
- Choose the correct pre-validated bank account
- Submit – refund will be credited within 7-15 days of approval
Step 4: Raise a Grievance
If refund is still delayed (beyond 90 days from e-verification), file a grievance on the income tax portal: Login → e-Nivaran → Submit Grievance. Alternatively, call the CPC helpline at 1800-103-0025.
FAQs – ITR Refund Status
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