Bank Holidays 2026 in India: Complete RBI List & Month-Wise Calendar
Planning your visits to bank branches, cheque clearances, loan disbursals, or financial transactions becomes easier when you have the bank holidays 2026 in india schedule handy. The Reserve Bank of India (RBI) declares these holidays under the Negotiable Instruments Act, covering national gazetted holidays, regional festivals, and mandatory closures on all Sundays plus the second and fourth Saturdays every month.
This informative guide from Finlecture.in provides a detailed overview of the RBI holiday list for 2026, including major holiday dates and state-specific observances. While physical bank branches close on these days, digital services like UPI, NEFT, IMPS, online banking, and ATMs usually remain operational 24/7. For limits during such times, check our guide on the latest ATM withdrawal limits & transaction charges in India.
Types of Bank Holidays in 2026
Bank holidays fall into categories like national (gazetted) and government (state/central). National holidays apply across India, while government ones vary by region. RTGS and NEFT are available 24/7, even on holidays, since December 2020.
National Bank Holidays 2026
These public holiday dates are observed nationwide:
- January 26: Republic Day (Monday)
- August 15: Independence Day (Saturday)
- October 2: Gandhi Jayanti (Friday)
- December 25: Christmas Day (Friday)
Month-Wise Bank Holidays 2026 in India
The holiday calendar below lists major dates based on RBI guidelines. Holiday dates for festivals like Eid or Diwali are lunar-based and may vary slightly—confirm with RBI’s official Holiday Matrix. Holidays differ by state; the tables highlight common regions affected.
January 2026 Bank Holidays
| Date | Day | Holiday | States Affected |
| 1 | Thursday | New Year’s Day / Gaan-Ngai | Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata, Shillong |
| 2 | Friday | New Year Celebration / Mannam Jayanthi | Aizawl, Kochi, Thiruvananthapuram |
| 3 | Saturday | Birthday of Hazrat Ali | Lucknow |
| 12 | Monday | Birthday of Swami Vivekananda | Kolkata |
| 14 | Wednesday | Makar Sankranti / Magh Bihu | Ahmedabad, Bhubaneswar, Guwahati, Itanagar |
| 15 | Thursday | Uttarayana Punyakala / Pongal / Maghe Sankranti / Makara Sankranti | Bengaluru, Chennai, Gangtok, Hyderabad, Vijayawada |
| 16 | Friday | Thiruvalluvar Day | Chennai |
| 17 | Saturday | Uzhavar Thirunal | Chennai |
| 23 | Friday | Birthday of Netaji Subhas Chandra Bose / Saraswati Puja (Shree Panchami) / Vir Surendrasai Jayanti / Basanta Panchami | Agartala, Bhubaneswar, Kolkata |
| 26 | Monday | Republic Day | Nationwide (except Bhopal, Chandigarh, Dehradun, Kanpur, Srinagar) |
February 2026 Bank Holidays
| Date | Day | Holiday | States Affected |
| 18 | Wednesday | Losar | Gangtok |
| 19 | Thursday | Chhatrapati Shivaji Maharaj Jayanti | Belapur, Mumbai, Nagpur |
| 20 | Friday | State Day / Statehood Day | Aizawl, Itanagar |
March 2026 Bank Holidays
| Date | Day | Holiday | States Affected |
| 2 | Monday | Holika Dahan | Lucknow |
| 3 | Tuesday | Holi (Second Day) / Dol Jatra / Dhulandi / Holika Dahan | Belapur, Gangtok, Guwahati, Hyderabad, Jaipur, Kolkata, Mumbai, Nagpur, Panaji, Patna, Ranchi, Vijayawada |
| 4 | Wednesday | Holi / Holi 2nd Day – Dhuleti / Yaosang 2nd Day | Agartala, Ahmedabad, Aizawl, Bhubaneswar, Imphal, Itanagar, Jammu, Lucknow, New Delhi, Raipur, Shillong, Shimla |
| 13 | Friday | Chapchar Kut | Aizawl |
| 17 | Tuesday | Shab-I-Qadr | Jammu |
| 19 | Thursday | Gudhi Padwa / Ugadi Festival / Telugu New Year’s Day / Sajibu Nongmapanba (Cheiraoba) / 1st Navratra | Belapur, Bengaluru, Chennai, Hyderabad, Imphal, Jammu, Kochi, Mumbai, Nagpur, Panaji, Vijayawada |
| 20 | Friday | Eid-Ul-Fitr (Ramzan) / Jumat-ul-Vida | Ahmedabad, Aizawl, Belapur, Jaipur, Kolkata, Lucknow, Mumbai, Nagpur, Ranchi |
| 21 | Saturday | Ramzan-Id (Id-Ul-Fitr) / Shawal-1 / Khutub-E-Ramzan / Sarhul | Aizawl, Belapur, Jaipur, Kolkata, Lucknow, Mumbai, Nagpur, Ranchi |
| 26 | Thursday | Shree Ram Navami | Agartala, Bhubaneswar, Gangtok, Guwahati, Hyderabad, Imphal, Itanagar, Jammu, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Patna, Raipur, Shillong |
| 27 | Friday | Shree Ram Navami (Chaite Dasain) | Ahmedabad, Aizawl, Belapur, Jaipur, Kolkata, Lucknow, Mumbai, Nagpur, Ranchi |
| 31 | Tuesday | Mahavir Janmakalyanak / Mahavir Jayanti | Ahmedabad, Belapur, Bengaluru, Bhubaneswar, Chennai, Gangtok, Hyderabad, Jaipur, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Patna, Raipur, Ranchi, Vijayawada |
April 2026 Bank Holidays
| Date | Day | Holiday | States Affected |
| 1 | Wednesday | To enable Banks to close their yearly accounts (Banks’ Closing) | Agartala, Ahmedabad, Belapur, Bengaluru, Bhubaneswar, Chennai, Guwahati, Hyderabad, Imphal, Itanagar, Jaipur, Jammu, Kochi, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji, Patna, Raipur, Thiruvananthapuram, Vijayawada |
| 2 | Thursday | Maundy Thursday | Kochi, Thiruvananthapuram |
| 3 | Friday | Good Friday | Ahmedabad, Aizawl, Belapur, Bengaluru, Bhubaneswar, Chennai, Gangtok, Hyderabad, Imphal, Itanagar, Kochi, Kohima, Kolkata, Lucknow, Mumbai, Nagpur, Panaji, Patna, Ranchi, Shillong, Shimla, Thiruvananthapuram, Vijayawada |
| 14 | Tuesday | Dr Babasaheb Ambedkar Jayanti / Maha Vishuva Sankranti / Biju / Buisu Festival / Tamil New Year’s Day / Bohag Bihu / Cheiraoba / Baisakhi | Agartala, Ahmedabad, Belapur, Bengaluru, Bhubaneswar, Chennai, Gangtok, Guwahati, Hyderabad, Imphal, Jaipur, Jammu, Kochi, Kolkata, Lucknow, Mumbai, Nagpur, Panaji, Patna, Ranchi, Thiruvananthapuram, Vijayawada |
| 15 | Wednesday | Bengali New Year’s Day (Nababarsha) / Bohag Bihu / Vishu / Himachal Day | Agartala, Guwahati, Itanagar, Kochi, Kolkata, Shimla, Thiruvananthapuram |
| 16 | Thursday | Bohag Bihu | Guwahati |
| 20 | Monday | Basava Jayanti / Akshaya Tritiya | Bengaluru, Kolkata |
| 21 | Tuesday | Garia Puja | Agartala |
May 2026 Bank Holidays
| Date | Day | Holiday | States Affected |
| 1 | Friday | Maharashtra Din / Buddha Pournima / May Day (Labour Day) / Birth Anniversary of Pandit Raghunath Murmu | Agartala, Aizawl, Belapur, Bengaluru, Chennai, Guwahati, Hyderabad, Imphal, Itanagar, Jammu, Kochi, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Panaji, Patna, Raipur, Ranchi, Shimla, Thiruvananthapuram, Vijayawada |
| 9 | Saturday | Birthday of Rabindranath Tagore | Kolkata |
| 16 | Saturday | State Day | Gangtok |
| 26 | Tuesday | Birthday of Kazi Nazrul Islam | Agartala, Ahmedabad, Aizawl, Guwahati, Hyderabad, Imphal, Jammu, Kochi, Kohima, Kolkata, Lucknow, New Delhi, Raipur, Ranchi, Shillong, Shimla, Thiruvananthapuram, Vijayawada |
| 27 | Wednesday | Eid-Ul-Adha (Bakri-Eid) / Id-ul-Zuha | Agartala, Jammu |
| 28 | Thursday | Bakri Id (Id-Uz-Zuha) | Belapur, Bengaluru, Chennai, Jaipur, Jammu, Mumbai, Nagpur, Panaji, Patna |
June 2026 Bank Holidays
| Date | Day | Holiday | States Affected |
| 15 | Monday | YMA Day / Raja Sankranti | Aizawl, Bhubaneswar |
| 25 | Thursday | Moharrum | Vijayawada |
| 26 | Friday | Muharram (Yaom-E-Shahadath) / Last Day of Moharam / Ashoora | Agartala, Aizawl, Belapur, Bengaluru, Chennai, Hyderabad, Jammu, Kolkata, Lucknow, Mumbai, Nagpur, New Delhi, Patna, Raipur, Ranchi |
| 29 | Monday | Sant Guru Kabir Jayanti | Shimla |
| 30 | Tuesday | Remna Ni | Aizawl |
July 2026 Bank Holidays
| Date | Day | Holiday | States Affected |
| 6 | Monday | MHIP Day | Aizawl |
| 9 | Thursday | Beh Deinkhlam | Shillong |
| 16 | Thursday | Ratha Yatra / Kang (Rathajatra) | Bhubaneswar |
| 17 | Friday | Death Anniversary of U Tirot Singh | Imphal |
| 18 | Saturday | Drukpa Tshe-zi | Gangtok |
| 22 | Wednesday | Kharchi Puja | Agartala, Shillong |
August 2026 Bank Holidays
| Date | Day | Holiday | States Affected |
| 4 | Tuesday | Ker Puja | Agartala |
| 8 | Saturday | Tendong Lho Rum Faat | Gangtok |
| 13 | Thursday | Patriot’s Day | Imphal |
| 15 | Saturday | Independence Day / Parsi New Year (Shahenshahi) | Nationwide |
| 19 | Wednesday | Birthday of Maharaja Bir Bikram Kishore Manikya Bahadur | Agartala |
| 25 | Tuesday | Milad-Un-Nabi / First Onam / Milad-i-Sherif (Birthday of Prophet Muhammed) | Kochi, Thiruvananthapuram, Vijayawada |
| 26 | Wednesday | Id-E-Milad / Baravafat / Milad-un-Nabi (Birthday of Prophet Mohammad) / Thiruvonam | Belapur, Bengaluru, Chennai, Hyderabad, Imphal, Jammu, Kochi, Lucknow, Mumbai, Nagpur, New Delhi, Patna, Raipur, Ranchi, Thiruvananthapuram |
| 28 | Friday | Raksha Bandhan / Pang-Lhabsol / Friday following Eid-i-Milad-ul-Nabi / Sree Narayana Guru Jayanthi / Ayyankali Jayanthi | Ahmedabad, Gangtok, Imphal, Jaipur, Jammu, Kochi, Lucknow, Mumbai, Nagpur, New Delhi, Shimla, Thiruvananthapuram |
September 2026 Bank Holidays
| Date | Day | Holiday | States Affected |
| 4 | Friday | Janmashtami (Shravan Vad-8) / Krishna Jayanthi | Ahmedabad, Aizawl, Bhubaneswar, Chennai, Hyderabad, Jaipur, Jammu, Kolkata, Lucknow, Patna, Raipur, Ranchi, Shillong, Shimla, Thiruvananthapuram, Vijayawada |
| 12 | Saturday | Tirubhav Tithi of Srimanta Sankardeva | Guwahati |
| 14 | Monday | Ganesh Chaturthi / Ganesh Puja / Varasiddhi Vinayaka Vrata / Nuakhai | Ahmedabad, Belapur, Bengaluru, Bhubaneswar, Chennai, Hyderabad, Mumbai, Nagpur, Panaji, Vijayawada |
October 2026 Bank Holidays
| Date | Day | Holiday | States Affected |
| 2 | Friday | Gandhi Jayanti / Mahalaya Amavasye | Nationwide (except few) |
| 10 | Saturday | Durga Puja (Dasain) / Mahashtami / Maha Ashtami | Agartala, Bhubaneswar, Gangtok, Guwahati, Kolkata, Patna, Ranchi, Shillong |
| 20 | Tuesday | Dussehra / Vijaya Dashami | Most states |
| 21 | Wednesday | Vijaya Dashami (additional) | Varies |
November 2026 Bank Holidays
| Date | Day | Holiday | States Affected |
| 9-11 | Mon-Wed | Diwali (Lakshmi Puja / Kali Puja / Bhai Dooj) | Most states |
| 27 | Friday | Kanakadasa Jayanti | Bengaluru |
December 2026 Bank Holidays
| Date | Day | Holiday | States Affected |
| 3 | Thursday | Feast of St. Francis Xavier | Panaji |
| 25 | Friday | Christmas Day | Nationwide |
Impact on Banking and Finance in 2026
During holidays 2026, bank branches close, affecting in-person services like cash handling or documentation. However, online transactions continue. Use this time to review investments with our Stock Average Calculator or explore the best stocks for SIP investment.
FAQs on Bank Holidays 2026 in India
Are banks closed on second and fourth Saturdays in 2026?
Yes, as per RBI rules, these are fixed public holiday closures.
Do ATMs and online services work during bank holidays?
Yes, ATMs and digital platforms like UPI are available, but check limits in our ATM charges guide.
How many bank holidays are there in 2026?
It varies by state (90-100+ days including weekends), but gazetted ones are 15-25.
Can I do NEFT/RTGS on holidays?
Yes, both are 24/7.
Is Good Friday a bank holiday in 2026?
Yes, on April 3, observed in most states.
Conclusion
This holiday calendar for bank holidays 2026 in India helps you avoid disruptions in the year s financial plans. Always verify with RBI for updates. For more tips, visit our investment advice section.
